Effective May 11st, Vanguard has lowered the minimum initial investment on their Target Retirement Funds to $1,000, down from $3,000. Thank goodness, as this avoids having everyone pointing out that the Vanguard STAR fund was the only one with a minimum of $1,000. But seriously, I think this is a smart and overdue move by [...]
Archive for the ‘Personal’ Category
Vanguard Lower Minimum Investment On Target Retirement Funds to $1,000
May 13th, 2011 
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Posted in Personal 
Tags: 1000, Funds, Investment, Lower, Minimum, Retirement, target, Vanguard 
No Comments »House Value Update Q2 2011: Mortage Loan Payoff Calculations
May 12th, 2011 admin As part of tracking our financial status, I regularly check in to see how long it will take to pay off our home mortgage. Buying versus renting is a very personal decision, but we ended up buying our house three and a half years ago and still plan on staying in it for the foreseeable [...]
Posted in Personal Tags: 2011, Calculations, House, loan, Mortage, Payoff, Update, Value No Comments »Cash Reserves & Emergency Fund Update: Q2 2011
May 11th, 2011 admin Like many of you, I am a big fan of having a sizable cash reserves. Having at least six months of expenses provides financial stability, helps you avoid debt with high interest payments, and lowers stress levels. In addition, cash is an asset class where you can increase your return without having to take on [...]
Link Dump: Tiny Apartment, Kindle eBook Sharing, Stripper Loans, Seasonal Sales, Law School Bait
May 10th, 2011 admin Today, I find myself staring at a bunch of links that are mildly interesting, but nothing that inspires much additional research or spewing of opinion. Maybe I’m just tired and cranky. In any case, I think they are worthy of sharing. Tiny Transformer Apartment A fellow in Hong Kong has created an apartment with sliding [...]
Questioning the Value of a College Degree
May 9th, 2011 admin With the rising costs of college tuition coupled with high unemployment for new grads, it is becoming very fashionable to question the value of a college degree. At least, that’s what this long New York Magazine article (via TML) says. Most articles in the past have focused on the pay gap between a median bachelor [...]
